Grow Big with the Right Support!
Charis Term Loans give you the funds you need, whether it’s for expansion, equipment. Flexible terms, great rates, no delays!
Big Ideas Deserve Big Support
Your Business, Your Move—We’ve Got the Funds!
Choose a repayment plan that aligns with your cash flow, whether short-term, medium-term, or long-term.
Get business-friendly rates with no hidden fees, making it easier to manage repayments.
Apply directly from the Charis app in just a few steps—no long paperwork, no hassle
Access financing without needing to pledge assets, making funding easier for small businesses.
Once approved, receive your funds quickly so you can put them to work immediately.
How to Activate Your Charis Term Loans
1. Login/ Sign Up
Open the Charis app and navigate to the “Loans” section
2. Confirm Eligibility
If eligible, you’ll see available loan offers.
3. Select Your Loan Terms
Choose the loan amount and repayment period that suits your business.
4. Submit Your Application
Provide your BVN and other correct required details then confirm your request.
5. Receive Your Funds
Once approved, your loan is disbursed to your Charis account.
FAQ
Who can apply for a Charis Term Loan?
Any registered business owner can apply, whether you run a small shop, an online business, or a growing enterprise.
Do I need collateral to get a loan?
No, Charis Term Loans are collateral-free, so you don’t need to provide assets or guarantors.
How fast will I get the loan?
Once approved, funds are disbursed instantly to your Charis account—no long wait times.
How do I repay the loan?
Repay easily through your Charis wallet or linked bank account. We offer flexible repayment plansthat fit your cash flow.
What’s the interest rate?
We offer business-friendly rates with no hidden charges. Your loan offer will clearly show your repayment details.
What happens if I miss a repayment?
Late payments may attract extra charges and could affect your eligibility for future loans. Always pay on time to maintain access to bigger loans.
Can I apply for another loan if I still have an existing one?
Yes, depending on your repayment history. Good repayment behavior increases your chances of getting higher loan limits.
How do I apply for a Charis Term Loan?
Simply open the Charis app, go to the “Loans” section, check your eligibility, select your loan terms, and apply!