Your Safety Net for Business Success.
Low balance? No worries! With Overdraft, you get instant access to extra funds exactly when you need them; no delays, no stress
Instant Access to Extra Cash
No need to wait—your overdraft is available the moment your balance hits zero.
Get the funds you need without providing any security or paperwork.
Interest is charged only on the amount you spend, not your full overdraft limit.
Once funds hit your account, your overdraft clears automatically—no manual stress.
The better your repayment history, the higher your overdraft limit over time.
Handle unexpected expenses, supplier payments, or cash flow gaps without missing a beat.
Straightforward charges—no surprises, no shady deductions.
How to Activate Your Charis Overdraft
1. Login/ Sign Up
Open the Charis app and navigate to the “Overdraft” section
2. Confirm Eligibility
If eligible, your available limit will be displayed.
3. Accept Your Offer
Review the terms and activate your overdraft.
4. Use Funds as Needed
Your overdraft kicks in automatically when your balance is low.
FAQ
What is Charis Overdraft?
It’s an instant cash backup that lets you keep spending even when your account hits zero.
How much overdraft can I get?
Your limit depends on your transaction history and business activity. Regular usage increases your limit.
Do I need to provide collateral?
Nope! Charis Overdraft is completely collateral-free.
How do I repay my overdraft?
Repayment is automatic—once money enters your account, your overdraft clears first.
Will I be charged for an overdraft I don’t use?
No! You only pay interest on the amount you actually spend.
How quickly can I access my overdraft?
Instantly! The funds are available the moment your balance drops below zero.
Can I increase my overdraft limit?
Yes! Consistently using and repaying your overdraft on time will qualify you for a higher limit.
Always Have Backup Cash!
Activate your Charis Overdraft today and stay ready for anything!